Privacy Policy

Last updated: [Insert Date]

1. Introduction

Barkhapragatia ("we", "us", "our") is committed to protecting the privacy and security of your personal information. This Policy sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us.

By accessing or using our website and services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with any part of this Policy, please do not use our services.

2. Information We Collect

We may collect and process the following categories of information:

• Account and contact information: name, email address, phone number, and any details you provide when registering for an account or contacting us.
• Usage data: information about how you interact with our website and tools, including pages visited, time spent, and features used.
• Technical data: IP address, browser type and version, device identifiers, operating system, and referral source.
• Financial and preference data: information you choose to provide relating to investment preferences, risk tolerance, or objectives, where applicable to the use of our platform.
• Communications: records of correspondence if you contact us via email, contact forms, or other channels.

3. How We Collect Information

We collect information directly from you when you create an account, fill in forms, or communicate with us. We may also collect information automatically through cookies and similar tracking technologies as you navigate our website, and occasionally from third-party sources such as analytics or service providers.

4. How We Use Your Information

We use the information we collect for purposes including:

• Providing, maintaining, and improving our website and services.
• Personalising your experience and the information or tools presented to you.
• Communicating with you about your account, updates, or enquiries.
• Monitoring usage patterns to understand how our services are used and to enhance functionality.
• Complying with legal obligations and enforcing our Terms of Service.
• Detecting, investigating, and preventing fraudulent or unauthorised activity.

5. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, compliance with a legal obligation, or our legitimate interests in operating and improving our services, provided these interests are not overridden by your rights.

6. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to recognise returning visitors, remember preferences, and gather analytics about site usage. You can control or disable cookies through your browser settings; however, doing so may affect the functionality of certain features.

7. Sharing and Disclosure of Information

We do not sell your personal information. We may share information with:

• Service providers who perform functions on our behalf, such as hosting, analytics, or customer support, under appropriate confidentiality obligations.
• Professional advisors, including legal and financial consultants, where necessary.
• Regulatory or governmental authorities where required by law or to protect our legal rights.
• A successor entity in the event of a merger, acquisition, or sale of assets, subject to equivalent privacy protections.

8. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes outlined in this Policy, including satisfying any legal, accounting, or reporting requirements. When information is no longer required, we take reasonable steps to securely delete or anonymise it.

9. Data Security

We implement reasonable technical and organisational measures designed to protect your personal information against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

10. International Data Transfers

If your information is transferred to or processed in a country outside your own, we will take reasonable steps to ensure it receives an appropriate level of protection consistent with applicable data protection laws.

11. Your Rights

Depending on your jurisdiction, you may have rights including the ability to:

• Request access to the personal information we hold about you.
• Request correction of inaccurate or incomplete information.
• Request deletion of your personal information, subject to certain exceptions.
• Object to or restrict certain types of processing.
• Request a copy of your information in a portable format.
• Withdraw consent where processing is based on consent.

To exercise any of these rights, please contact us using the details provided on our Contact page.

12. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it promptly.

13. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such third parties, and we encourage you to review their privacy policies independently.

14. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page with a revised "Last updated" date. Continued use of our services after changes are posted constitutes acceptance of the revised Policy.

15. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please get in touch via our Contact page.