Legal

Terms and Conditions

Last updated: [insert date]. Please read these Terms and Conditions ("Terms") carefully before using the Barkhapragatia website or any associated services. This is a general draft template and should be reviewed by a qualified legal professional before publication, as it does not constitute legal advice and does not account for jurisdiction-specific requirements.

1. Acceptance of Terms

By accessing or using the Barkhapragatia website ("Site") or any services made available through it ("Services"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Site or Services.

2. Description of Services

Barkhapragatia provides informational tools and AI-assisted decision-support content intended to help users structure their own research and thinking around investment-related topics. The Services are provided for general informational purposes only and do not constitute financial, investment, legal, or tax advice. Nothing on the Site should be construed as a recommendation to buy, sell, or hold any particular financial instrument.

3. No Financial Advice

Barkhapragatia is not a regulated financial advisor, broker, or investment manager unless explicitly stated otherwise in writing. Any outputs, signals, or analysis generated through the Services are illustrative in nature and should not be relied upon as the sole basis for any financial decision. You are solely responsible for your own investment decisions and should seek independent, qualified advice before acting on any information obtained through the Site.

4. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use the Services. By using the Site, you represent and warrant that you meet these requirements.

5. Account Responsibilities

If the Services require registration, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify Barkhapragatia promptly of any unauthorised use of your account.

6. Acceptable Use

You agree not to:

• Use the Site or Services for any unlawful purpose or in violation of any applicable regulation;
• Attempt to reverse-engineer, decompile, or otherwise extract the underlying models or source code of the Services;
• Interfere with or disrupt the integrity or performance of the Site;
• Use automated means to access or scrape the Site without prior written consent;
• Misrepresent your identity or affiliation when using the Services.

7. Intellectual Property

All content on the Site, including text, graphics, logos, software, and design elements, is the property of Barkhapragatia or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any part of the Site without prior written permission.

8. Subscription and Payment

Where paid plans are offered, pricing, billing cycles, and cancellation terms will be presented at the point of purchase. Barkhapragatia reserves the right to modify pricing or features of paid plans with reasonable notice. Unless otherwise stated, fees are non-refundable except as required by applicable law.

9. Disclaimers

The Site and Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Barkhapragatia does not warrant that the Services will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Barkhapragatia and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment losses, arising from your use of or inability to use the Services, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Barkhapragatia, its officers, employees, and affiliates from any claims, damages, liabilities, and expenses arising from your use of the Services, your violation of these Terms, or your infringement of any third-party rights.

12. Third-Party Links and Services

The Site may contain links to third-party websites or services that are not owned or controlled by Barkhapragatia. We are not responsible for the content, privacy policies, or practices of any third-party sites or services.

13. Termination

Barkhapragatia reserves the right to suspend or terminate your access to the Site or Services at its discretion, without notice, for conduct that violates these Terms or is otherwise harmful to other users, Barkhapragatia, or third parties.

14. Changes to These Terms

Barkhapragatia may revise these Terms from time to time. Updated versions will be posted on this page with a revised "last updated" date. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. [Jurisdiction and venue details to be confirmed and inserted as applicable.]

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

If you have questions about these Terms, please get in touch via the contact page.